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4K 60″ SMART TV INSTANT WIN

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TopCashBack – free money on everyday purchases!

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WATCH: Debunking the Myth of ‘Democratic’ Socialism

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Here’s how you know people generally disfavor socialism. Proponents of socialism take a parent to child approach by wrapping a distasteful thing (socialism) inside something seen as more palatable (democracy). Voila, cheese covered broccoli. Except Democratic Socialism is still socialism, with all the trappings and pitfalls of a miserable population, a crap economy, and a huge gap between rich and poor. Also, spoiler alert: the USA is a REPUBLIC. Stop saying we’re a democracy already. I explain in detail below.Democratic socialism, nationalistic socialism, or just socialism-socialism eventually lead to one thing: misery. Here, I’ll put it in simpler terms for you…

Word+Socialism= Socialism.

More math for you….

Socialism + Anything = Bad idea that’s never worked, will never work, can never work. So stop it.

Socialism seeks to make everyone equally poor, equally dependent, equally terrible. Because success isn’t fair. Rich isn’t fair. Well, except for those cronies up at the top who fooled you into buying their ketchup covered broccoli and telling you it was nutrition.

jeremy clarkson

Yet here we are. We have an openly socialist running for president. Face the facts here. Bernie Sanders rhetoric (nay, most of the Democrat Party) is indistinguishable from Lenin. Socialism is a bad idea. It’s made for the lazy who just would rather not work, but thanks. It’s made for whiners. It’s made for fools. Just don’t be one, you’re going to make the rest of us pay for it. And not just in a metaphorical sense…

Read more: http://louderwithcrowder.com/watch-debunking-the-myth-of-democratic-socialism/#ixzz44aLLk0Lp
Follow us: @scrowder on Twitter | stevencrowderofficial on Facebook

An Open Letter to Trump Voters from His Top Strategist-Turned-Defector

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The blog post below is from XOJANE.
_______________________________________
I respect Trump’s fans. That’s why I can no longer support the man himself.

Even Trump’s most trusted advisors didn’t expect him to fare this well.

Almost a year ago, recruited for my public relations an
d public policy expertise, I sat in Trump Tower being told that the goal was to get The Donald to poll in double digits and come in second in delegate count. That was it.

The Trump camp would have been satisfied to see him polling at 12% and taking second place to a candidate who might hold 50%. His candidacy was a protest candidacy.

It pains me to say, but he is the presidential equivalent of Sanjaya onAmerican IdolPresident Trump would be President Sanjaya in terms of legitimacy and authority.

And I am now taking full responsibility for helping create this monster — and reaching out directly to those voters who, like me, wanted Trump to be the real deal.

My support for Trump began probably like yours did. Similar to so many other Americans, I was tired of the rhetoric in Washington. Negativity and stubbornness were at an all-time high, and the presidential prospects didn’t look promising.

In 2015, I fell in love with the idea of the protest candidate who was not bought by corporations. A man who sat in a Manhattan high-rise he had built, making waves as a straight talker with a business background, full of successes and failures, who wanted America to return to greatness.

I was sold.

Last summer, I signed on as the Communications Director of the Make America Great Again Super PAC.

It was still early in the Trump campaign, and we hit the ground running. His biggest competitor had more than $100 million in a Super PAC. The Jeb Bush deep pockets looked to be the biggest obstacle we faced. We seemed to be up against a steep challenge, especially since a big part of the appeal of a Trump candidacy was not being influenced by PAC money.

 Capture

[READ: Donald Trump’s Hate Speech Is Breeding Violence and There Is More to Come]

After the first debate, I was more anxious than ever to support Trump. The exchange with Megyn Kelly was like manna from heaven for a communications director. She appeared like yet another reporter trying to kick out the guest who wasn’t invited to the party. At the time, I felt excited for the change to the debate he could bring. I began realizing the man really resonates with the masses and would bring people to the process who had never participated before.

That was inspiring to me.

It wasn’t long before every day I awoke to a buzzing phone and a shaking head because Trump had said something politically incorrect the night before. I have been around politics long enough to know that the other side will pounce on any and every opportunity to smear a candidate.

But something surprising and absolutely unexpected happened. Every other candidate misestimated the anger and outrage of the “silent majority” of Americans who are not a part of the liberal elite. So with each statement came a jump in the polls. Just when I thought we were finished, The Donald gained more popularity.

I don’t think even Trump thought he would get this far. And I don’t even know that he wanted to, which is perhaps the scariest prospect of all.

He certainly was never prepared or equipped to go all the way to the White House, but his ego has now taken over the driver’s seat, and nothing else matters. The Donald does not fail. The Donald does not have any weakness. The Donald is his own biggest enemy.

A devastating terrorist attack in Pakistan targeting Christians occurred on Easter Sunday, and Trump’s response was to tweet, “Another radical Islamic attack, this time in Pakistan, targeting Christian women & children. At least 67 dead, 400 injured. I alone can solve.”

Ignoring the fact that at the time Trump tweeted this (time-stamped 4:37 p.m.) the latest news reports had already placed the number differently at 70 dead, 300 injured, take a moment to appreciate the ridiculous, cartoonish, almost childish arrogance of saying that he alone can solve. Does Trump think that he is making a cameo on Wrestlemania (yes, one of his actual credits)?

This is not how foreign policy works. For anyone. Ever.

Superhero powers where “I alone can solve” problems are not real. They do not exist for Batman, for Superman, for Wrestlemania and definitely not for Donald Trump.

What was once Trump’s desire to rank second place to send a message to America and to increase his power as a businessman has nightmarishly morphed into a charade that is poised to do irreparable damage to this country if we do not stop this campaign in its tracks.

[READ: IT HAPPENED TO ME: Donald Trump Ruined My Relationship]

I’ll say it again: Trump never intended to be the candidate. But his pride is too out of control to stop him now.

You can give Trump the biggest gift possible if you are a Trump supporter: stop supporting him.

He doesn’t want the White House. He just wants to be able to say that he could have run the White House. He’s achieved that already and then some. If there is any question, take it from someone who was recruited to help the candidate succeed, and initially very much wanted him to do so.

The hard truth is: Trump only cares about Trump.

And if you are one of the disaffected voters — one of the silent majority like me — who wanted a candidate who could be your voice, I want to speak directly to you as one of his biggest advocates and supporters.

He is not that voice. He is not your voice. He is only Trump’s voice.

Trump is about Trump. Not one of his many wives. Not one of his many “pieces of ass.” He is, at heart, a self-preservationist.

In fact, many people are not aware of the Trump campaign’s internal slogan, but I will tell you. It is stolen from a make-believe television presidency onThe West Wing where Martin Sheen portrayed President Bartlet. The slogan on the show amongst the idealistic group of Bartlet’s staff was “Let Bartlet Be Bartlet.”

Inside the Trump camp, the slogan became “Let Trump Be Trump.”

It is a repurposed slogan that seemed spot-on for the candidate. He is an intelligent, charismatic man who is involved in every aspect of his organization and would rather speak from the cuff than read briefing notes and recite them. I, in fact, admire Trump for this. But saying this qualifies him to be president is like saying that Seth Rogen is suited to be president. Another extraordinary improvisor, not an extraordinary presidential candidate.

Trump has undoubtedly lived up to the slogan, right down to his main public-relations liaison. Rather than go for a focus-group Washington insider, his communications person had previously taken press calls for the Trump Organization and directed them to the appropriate Trump child. She joked that before joining the campaign she thought “Common Core” was a class at Equinox.

[READ: I Thought I’d Be Fine When My Wife Opened Our Marriage, But I Got Drunk and Freaked Out]

The primary problem with this? What I’ve seen the longer I’ve helped prop him up along with the millions who are helping Trump is that we got the slogan wrong. A more accurate internal slogan would read, “Let Trump Help Trump.”

I don’t dismiss any single Trump constituent, which is why I believe it’s important to let you know that the candidate does.

I, too, think our country has gone off track in its values. I, too, think that we need a dramatic change of course. But I am, in my heart, a policy wonk and a believer in coming to the table with necessary knowledge for leading the free world.

The man does not know policy, nor does he have the humility to admit what he does not know — the most frightening position of all.

I remember watching the second Trump debate and thinking, After this, he is going to have to start hammering it home on policy; the country needs substance to make an informed decision.

I wished for it six months ago and am still waiting for it today. He had an opportunity after the terror attacks in Belgium and instead he used the opportunity to talk about closing the borders and what a mess that country had become. I was appalled that he offered no condolences or words of support; he merely gave his “build a wall” stump speech and talked about his greatness.

I felt sad for him at that moment.

And now, with the latest horrifying terror attack in Pakistan, my sadness has turned into anger.

I consider myself a part of the silent majority that led to Trump’s rise, which is why I want you to know that I am with you — I wanted Trump to be real, too.

He is not.

He even says so himself. His misogyny? That’s the character.

His presidential candidacy? That’s a character, too.

The problem with characters is they are the stuff of soap operas and sitcoms and reality competitions — not political legacies.

Trump made me believe. Until I woke up.

Former Trump Strategist Stephanie Cegielski

And he has no problem abusing your support the same way he cheated hard-working men and women out of millions of dollars, for which he is now being sued.

I came into this eager to support a savvy businessman who received little outside funding. I loved Trump’s outsider status. But a year has now passed since I was first approached to become part of Team Trump.

While the pundits pontificated about what type of PR stunt Trump had up his billion-dollar sleeves, I met with people who convinced me he was serious about changing the political conversation. I wanted to raise millions for him. I wanted to contribute to millions of votes.

[READ: Don’t Be So Sure That Donald Trump Can’t Win the Republican Nomination — Or the Presidency]

And as part of that support, in October, I supported the internal decision to close the Super PAC in order to position him as the quintessential non-politician. I still supported him with great passion after that. The decision to close the Super PAC was part of that devotion to his message of outsider change.

But something was shifting.

Without intending to do so, I began to hear and evaluate him more critically and skeptically as a member of the voting public rather than a communications person charged with protecting his positions.

I no longer felt that he was the leader the country was looking for, and I found myself longing — aching, really — for policy substance that went beyond building a wall and making Mexico pay for it. What were once bold — although controversial — statements now seemed to be attempts to please the crowds, not direction to lead this country to a better place. I began to realize his arrogance and isolation had taken over and were now controlling his message.

And here’s what he tapped into: the unprecedented, unbelievable anger.

Because we are all angry — and we all have a right to be. But Trump is not our champion. He would stab any one of his supporters in the back if it earned him a cent more in his pocket.

Unfortunately, the more vitriolic Trump has become, the more the people responded to him. That drove him to push the boundaries further and further.

I also started seeing a trend of incompetence and deniability.

When there was a tweet that contained an error, he would blame it on an intern; when there was a photo containing a World War II Nazi Germany background, he would blame it on an intern; when he answered questions in an overtly controversial fashion, he would claim that he did not properly hear the question. He refused to take responsibility for his actions while frequently demanding apologies from others.

Imagine Trump wronged you, even in the smallest possible way. He would go to the grave denying he had ever done anything wrong to you — ever.

Trump acts as if he’s a fictional character. But like Hercules, Donald Trump isa work of fiction.

No matter how many times he repeats it, Trump would not be the “best” at being a president, being in shape, fighting terrorism, selling steaks, and whatever other “best” claim he has made in the last 15 minutes.

He would be the best at something, though. He is the best at looking out for Donald Trump — at all costs.

Don’t let our country pay that price.MTM3NTY4NjkzOTY1MDM5MDIy

Clash Royale Arena 4 Attempting Arena 5 – Destruction Deck

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Join my clan!

Clan Logo PNGClan Name:
The Brotherhood — Incredibly Gifted Players [Clan tag: #GVJCCV]

Search: North America 

Strategy Update: 03/22/2016

One question… What’s the best counter for a Giant Skeleton? Correct answer: Barbarians. What’s the best counter for Barbarians? Correct Answer: Minion Horde.

Combine the Giant Skeleton and Minion Horde at the bridge is a deadly combination. Especially if your opponent dropped a hut, goblins, etc on the other side of the map. As long as you can counter with Arrows, Bomber, or plant a Tesla; push Giant Skeleton first behind Tower (hope to get a lightning dropped on you) and when he’s half way to the bridge from the Tower, drop your Minion Horde so they meet at the bridge. This move should get a Barbarian response or something similar. Your minions should be able to take them out. If the enemy drops Arrows on you, then push back with a Bomber, or some Spear Goblins. If you can get your Giant Skeleton to the tower on the first push, then you will win the game unless you screw it up.

Always keep a Tesla handy for a counter. Keep dropping Huts every time you can, but wait until you have 7-8 elixir to cover a possible counter. If the enemy drops Skeleton Horde on you, then the Minions should pick them up quick, otherwise you can anticipate with Arrows if you are skilled enough to know your safe and could spare the 3 elixir.

If the initial push doesn’t work, you can usually follow up pretty quickly with another, or just slow push the other side with Huts, and one final push towards the end of the match on that side. Either way, this is very hard to counter the first, second, or even third time it’s seen. So take advantage of it while no real solid counter exist. Either way, if the push fails, you will most likely gain back the advantage with the dropped bomb. Push again, or from the other side if he dropped low level elixirs.

Good luck!

Clash Royale
Destruction Deck

This Aerospace Company Wants to Bring Supersonic Civilian Travel Back

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This Aerospace Company Wants to Bring Supersonic Civilian Travel Back

Supersonic TravalJoe Wilding, chief engineer, and Blake Scholl, Boom’s founder and chief executive officer,  sit in a model of cockpit made from cardboard and plywood.

Photographer: Benjamin Rasmussen for Bloomberg Businessweek

If you’re ever stuck on a plane pining for the glory days of air travel, hop on YouTube and search for “the Concorde.” Among the results are a bunch of firsthand accounts of people sipping Champagne and scarfing down caviar on one of the bygone supersonic jets while they travel at 1,300 miles an hour. Try to appreciate the joy on their faces, or at least remember that they paid as much as $20,000 round trip, while you’re crammed into a middle seat with nothing but a dollop of hummus and a few overpriced crackers to get you through the next few hours.

Or perhaps find some solace in this: A Denver startup called Boom Technology plans to bring supersonic passenger travel back, and to bring it to the masses … ish. While the finished product is years away, on March 23, Boom will unveil its design for a 40-seat plane that can fly 1,451 mph (Mach 2.2). At that speed, a New York-to-London flight would take about 3 hours and 24 minutes. Blake Scholl, Boom’s founder and chief executive officer, says round-trip tickets will cost $5,000. “The idea is for a plane that goes faster than any other passenger plane built before, but for the same price as business class,” he says.

Blake Scholl

Photographer: Benjamin Rasmussen for Bloomberg Businessweek

Scholl, 35, isn’t the obvious choice to run a fledgling, high-risk aerospace company. He’s a boyish coder and amateur pilot who spent five years at Amazon.com, working on things like automated ad systems, before starting a mobile shopping app maker called Kima Labs. Groupon bought Kima in 2012, leaving him with money in his pocket and a yearning to build something more meaningful than coupon software.

Two years ago, Scholl began brainstorming. He’d been a pilot for almost a decade and was convinced air travel could be improved, so he bought aerospace textbooks and spoke with a ton of experts. “The people we talked to looked over our plan and concluded it is technically feasible,” he says. “This is not science fiction.”

Buoyed by the positive reception, Scholl ditched Silicon Valley for Denver and started Boom in his basement in September 2014. He even managed to persuade people with aerospace expertise to join him.

In January, Boom moved out of the basement and into a hangar at Centennial Airport, a few miles from the Denver Broncos training facility. There, rich people and hobbyists land their planes and park them amid dozens of rows of beige hangars. (Boom’s hangar used to be John Denver’s.) The smell of jet fuel wafts through the air while tumbleweeds roll down a runway surrounded by mountains. The place has become home to a handful of startups, including companies working on military projects, electric planes, and vertical-liftoff business jets, because of its proximity to wide-open prairies and open-minded airport officials.

Today, Boom has 11 people, six of them pilots, working in the hangar’s upstairs offices. Unlike Scholl, these folks have serious industry bona fides. Joe Wilding, the co-founder and chief engineer, was a standout at three aerospace startups, designing passenger planes from scratch. Andy Berryann, the head of propulsion, used to work at Pratt & Whitney, building parts of the engine for a supersonic fighter jet. Other employees came from NASA, Lockheed Martin, and a Northrop Grumman subsidiary, Scaled Composites.

The Boom engineers say new materials and software made a Concorde replacement viable only in the last 10 years. Their plane will be built using a carbon-fiber composite instead of aluminum, making it lighter and able to travel faster. (Because of the heat generated by intense friction, aluminum softens at speeds higher than Mach 2.) Boom’s software can also run millions of computer simulations a day on its designs, so the startup doesn’t have to spend months tweaking things in wind tunnels.

According to the simulations, Boom’s design is quieter and 30 percent more efficient than the Concorde was. Its 40 seats will be split into two single-seat rows, so everybody has a window and an aisle. To reduce weight, the seats are of the standard domestic first-class variety, so no laydown beds. To cut flight time, Boom’s plane will cruise at 60,000 feet, where passengers will be able to see the curvature of the earth, while going 2.6 times faster than other passenger planes. Scholl says about 500 routes fit the craft’s market, including a five-hour trip from San Francisco to Tokyo and a six-hour flight from Los Angeles to Sydney.

Inside the hangar, it quickly becomes clear all this remains theoretical for now. The Boom engineers have built a mock cockpit and passenger cabin out of cardboard and plywood. The black leather seats in the cabin came from OfficeMax, and Scholl asked his team to sit in them for a few hours each to experience what the plane will feel like. (It’s a bit cramped.) On the floor of the hangar, tape has been laid out to mimic the design of a one-third-scale plane, which Boom says it’ll build and fly by the end of next year.

A model of the Boom supersonic jet.

Photographer: Benjamin Rasmussen for Bloomberg Businessweek

The Concorde failed for a variety of reasons: expensive tickets, sonic booms that nixed overland travel, the slowdown in air travel after Sept. 11. In the years since, the other couple of efforts to build a supersonic commercial jet fizzled, and the conventional aerospace wisdom is that such projects are too expensive and risky. “Very few people really need to be somewhere in three hours,” says Jeremy Conrad, a former U.S. Air Force officer who runs hardware-focused venture firm Lemnos Labs. “And have you traveled international business class lately? It’s a great experience.”

Conrad says blustery Silicon Valley types often underestimate how tough it is to build aerospace hardware that tests the bounds of physics. There are some recent exceptions, though, most notably Elon Musk’s SpaceX and Jeff Bezos’s Blue Origin. Scholl and his team say a startup has the best shot at a project like theirs, because it can get going without loads of bureaucracy and with relatively little money. To date, Boom has raised $2.1 million and says that will last it through the development stage, though it’ll eventually take tens or hundreds of millions of dollars to take a plane to market.

Given the scale it’s planning, Boom may have a chance, says Richard Aboulafia, an aerospace consultant at Teal Group. “At 40 seats, that is kind of intriguing,” he says. “It’s possible that you would have enough routes with enough passengers to justify the development of this plane.” He’s more skeptical about the research and development costs. Boom says it’ll tweak off-the-shelf engines for supersonic flight, but Scholl won’t say how. “You kind of design a plane around an engine rather than the other way around,” Aboulafia says. “Let me know when we can hear their engine.”

Beyond next year’s test flight, Scholl isn’t providing a time line for regular passenger travel. He says only that a U.K.-based airline he won’t name has signed a letter of intent to purchase $2 billion worth of planes when they’re ready, and that he’ll keep refining the design to make trips way more affordable. “I want to live in a world where you can get anywhere in five hours for $100,” he says. “That will take decades, but I think we’ll get there.”

The bottom line: All-star aerospace startup Boom is working on what it says will be a relatively cheap jet that can fly at Mach 2.2.

Before it’s here, it’s on the Bloomberg Terminal.

 

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How to Plant and Train Vines on a Fence – This Old House

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How to Plant and Train Vines on a Fence – This Old House

This Old House landscape contractor Roger Cook shows how to enliven a plain fence with climbing vines and flowering plants. (See below for a shopping list and tools.)

Click here to SUBSCRIBE to the official This Old House YouTube channel: http://www.youtube.com/subscription_center?add_user=thisoldhouse

Full episode: https://www.youtube.com/watch?v=GhUipRuTJZE&index=12&list=PLkJADc1qDrr-ZmCu0t_YNmTXHVt80JDyE

How to Choose and Plant Climbing Roses: https://www.youtube.com/watch?v=9D-rYgxCRcw&index=54&list=PLkJADc1qDrr_0NxtmzECiOWkr5de82kXV

How to Attach a Trellis to a Concrete Wall: https://www.youtube.com/watch?v=zcLZfIyPQJA&list=PLkJADc1qDrr_0NxtmzECiOWkr5de82kXV&index=133

How to Build a Rain Garden: https://www.youtube.com/watch?v=V1S_qVwzfsA&index=24&list=PLkJADc1qDrr_0NxtmzECiOWkr5de82kXV

Shopping List for Planting and Training Vines on a Fence:
– climbing vines and flowering plants
– galvanized wire
– 1-inch-diameter screw eyes
– compost
– jute string
– cedar bark mulch

Tools for Planting and Training Vines on a Fence:
– drill/driver
– screwdriver
– pliers
– garden rake
– rotary tiller
– wheelbarrow
– shovel
– three-tine claw

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via YouTube http://youtu.be/qQmSxWB_LDU

The Playhouse on Rodney Square: 42nd Street Sweepstakes Rules – 6abc.com

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I. NAME OF SPONSOR
The Playhouse on Rodney Square, WPVI-TV, its licensee ABC, Inc., 6ABC and 6abc.com (Hereinafter collectively referred to as “Sponsors”).

II. ELIGIBILITY
Sweepstakes is open only to legal residents of PA, NJ and DE and entrants must be at least 18 years old. Employees of Sponsors, their respective parent, subsidiary and affiliated companies, advertising and promotion agencies and anyone involved in this Sweepstakes’ production, development or handling, and immediate families/household members of anyone so employed are not eligible.

By entering, participants agree to release, discharge and hold harmless the Sponsors, their parent, subsidiary and affiliated companies, licensees and assigns, advertising and promotional agencies and prize suppliers and their respective officers, directors, employees, agents and representatives from any and all claims, liabilities and damages arising from or relating to an entrant’s participation in the Sweepstakes and/or acceptance or use of any prize including without limitation (i) any condition caused by events beyond Sponsors’ control that may cause the Sweepstakes to be disrupted or corrupted and (ii) any printing or typographical errors in any materials associated with the Sweepstakes.

By entering this Sweepstakes, you grant permission to ABC, Inc., to use your name, photograph, likeness, voice, prize information and/or biographical information (city and state only) for programming, publicity and promotional purposes without further compensation, unless prohibited by law. Void where prohibited. All federal, state and local laws and regulations apply. All submissions become the sole property of the Sponsors of this promotion, and will not be acknowledged. Participation in the Sweepstakes constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules.

Any individuals (including but not limited to employees, consultants, independent contractors, and interns) who have, within the past six months, performed services for Sponsor organizations or entities responsible for sponsoring, fulfilling, administering, advertising or promoting the sweepstakes or supplying the prize, and their respective parent, subsidiary, affiliated and successor companies, and immediate family and household members of such individuals, are not eligible to enter or play. “Immediate family members” shall mean parents, stepparents, children, stepchildren, siblings, stepsiblings, or spouses. “Household members” shall mean people who share the same residence at least three months a year.

III. HOW TO ENTER
No Purchase Necessary.

To enter, click on the The Playhouse on Rodney Square: 42nd Street Ticket Sweepstakes listing under the Promotions section on the 6abc.com Homepage. The link will take entrants directly to the sweepstakes page where they can register by entering the required information.

IV. SWEEPSTAKES COMMENCEMENT DATE AND DEADLINE FOR ENTRY
The Sweepstakes begins 12:00am EST on March 18, 2016 and ends 12:00pm NOON EST on April 10, 2016.

Limit one entry per person. Entries remain the property of Sponsors and will not be returned or acknowledged. Sponsors are not responsible for mail that is lost, stolen, late, illegible, incomplete, damaged, mutilated, misdirected, altered, tampered with, or postage-due.

V. HOW AND WHEN WINNERS WILL BE SELECTED AND NOTIFIED
Five (5) winners will be randomly selected on or about April 15, 2016 from among all valid entries received.

Winners will be notified by e-mail, and/or phone. Winner must respond to Sponsor within 48 hours of being notified or the prize will be forfeited and may be awarded to an alternate winner, time permitting. If for any reason, prize is not claimed or winner is disqualified, prize will be awarded to an alternate winner, time permitting, selected at random from remaining valid, eligible entries timely submitted. Limit one prize per winner for this sweepstakes. Persons who have won any other prizes promoted by Sponsors within 90 days of entry are not eligible to enter this sweepstakes. If for any reason the Sweepstakes is not capable of running as planned, ABC, Inc. reserves the right at its sole discretion, to cancel, terminate, modify and/or suspend the Sweepstakes and to disqualify any individual who tampers with the entry process.

VI. PRIZE(S)
Five (5) winners will each receive two (2) tickets to see the 42nd Street at The Playhouse on Rodney Square, Dupont Building, 1007 North Market Street, Wilmington, DE 19801. (Approximate Retail Value: $240). Please note that winner’s tickets will not be mailed prior to the show. Winner’s tickets will be available for pick up the day of the show at the Playhouse Box Office – Will Call. In order to claim tickets, winner must present a valid photo ID. Prize does not include taxes, gratuities, parking, food or beverages.

Any and all expenses not specifically listed herein are the sole responsibility of the Winner. Federal, state and local taxes, if any, are the sole responsibility of the winner, who will receive an IRS Form 1099 reflecting the final actual value of any prize valued at $600 or more. If Winner is a minor under state law, prize will be awarded in name of parent or legal guardian.

Odds of winning depend on the number of valid entries received. No substitution or transfer of prize except with Sponsors’ permission or where required by law. If for any reason announced prize becomes unavailable, Sponsor may award a substitute prize of equal or greater value.

Final actual value at time of booking and travel may be substantially more or less depending on dates of travel, point of origin and ticket availability. Some restrictions apply.

All expenses not specifically provided for herein are the winner’s sole responsibility. Some restrictions may apply.

Portions of Prize are subject to availability. Sponsor is not responsible for cancellation or preemption of show/concert/event or for other circumstances that make it impractical or impossible to fulfill these elements of the prize. Certain elements of the prize have no approximate retail value, and if it becomes impractical or impossible to fulfill those elements, Sponsor’s only obligation will be to provide the remainder, if any, of prize.

Winners are not entitled to exchange or transfer prizes or to obtain cash or other substitutes, but Sponsor in its sole discretion may substitute prizes of equal or greater value.

VII. RELEASES
By participating, entrants agree to be bound by these official rules and the decisions of the Sponsor/Judges and the sweepstakes administrator, which shall be final in all respects.

By participating in this sweepstakes and accepting any prize that they may win, entrants agree to release The Playhouse on Rodney Square, WPVI-TV, its licensee ABC, Inc., 6ABC, 6abc.com and their respective parent, subsidiary and affiliate companies, their advertising and promotion agencies and prize suppliers, and each of their respective officers, directors, agents, representatives and employees, as well as each of their respective successors, representatives and assigns (collectively, the “Released Parties”) from any and all actions, claims, injury, loss or damage arising in any manner, directly or indirectly, from participation in this sweepstakes and/or acceptance or use of the prize.

Entrants authorize the Released Parties to use their name, voice, likeness, biographical data, city and state of residence and entry materials in programming or promotional material, worldwide in perpetuity, or on a winner’s list, if applicable, without further compensation unless prohibited by law. Sponsor is not obligated to use any of the above mentioned information or materials, but may do so and may edit such information or materials, at Sponsor’s sole discretion, without further obligation or compensation.

To claim prize: (a) winner must provide proof of age, identity and residency; (b) winner must sign and return affidavit of eligibility/compliance with rules, publicity/liability release and indemnification; and (c) winner’s intended guest(s) or travel companion(s), if any, must sign liability/publicity release, all within the time period specified by Sponsor.

VIII. MISCELLANEOUS; WINNERS’ LIST
Void where prohibited. All federal, state and local laws and regulations apply.

For a list of sweepstakes winners, mail a self-addressed stamped envelope to: The Playhouse on Rodney Square: 42nd Street Ticket Sweepstakes Winners’ List, c/o Marketing Dept, 4100 City Avenue, Philadelphia, PA 19131 by September 30, 2016.

Sponsors reserve the right, in its sole discretion, to disqualify any individual who tampers with the entry process and to cancel, terminate, modify and/or suspend the contest in the event of tampering or other circumstances, including but not limited to acts of God or civil disturbance that render it impractical or impossible to complete or fulfill the contest as originally planned.

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Smartphones and other technology keep changing how we bank – USA TODAY

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It’s hard to remember the days before technology meant bank customers could check statements online, set up low-balance alerts and deposit checks by sending photos from their smartphones.

Even more changes are coming. Here are some of the tech issues examined at a conference of the Consumer Bankers Association  last week  in Phoenix:

Bank branches: Fewer but more efficient

Banks have been cutting back on local offices for years, and the trend will continue — hastened by customers’ ability to conduct more business through phones, computers and tablets. Richard Hunt,  CEO of the Consumer Bankers Association, sees the branch count dropping another 10% to 20% in  the next few years. “We won’t have 93,000 branches five years from  now,” he said.

In addition, local offices will look and feel different. Many will be smaller and staffed by fewer employees better trained and able to conduct more transactions — what Hunt calls “universal tellers.” Fewer customers will drop in regularly, but people still like to have local offices nearby, in case complicated problems arise.

In fact, many banks would like to close even more underutilized branches but have been stymied in some cases by regulators concerned about the impact on communities. “I don’t buy that,” said Hunt. Thanks to technology, “We can still serve customers well without a physical branch presence.”

The enhanced role of phones

Smartphones, tablets and other devices are transforming banking, allowing customers to conduct more business anywhere, anytime. Heather Cox, CEO of a new Citibank unit called Citi FinTech,  thinks smartphones will take over, dominating other channels such as ATMs, branches and traditional voice phone calls. She cited a prediction that 6 billion people globally will have smartphones within a couple years.  “Technology is eating the world,” Cox said in a keynote speech.

But others aren’t so sure that smartphones will squeeze out other channels. Brian Moore, senior principal at bank-advisory firm Nuance Communications, predicts one area that will grow is traditional phone conversations — with a tech twist. Increasingly sophisticated automated voice-response systems are getting so  intelligent, personal and proactive that it’s tough for customers to tell if they’re talking to a real person.

By personal, more systems are able to talk to customers in a conversational manner, Moore said. By proactive, he said automated systems now can anticipate what people might be calling about and offer solutions. For example, systems can recognize a person has called previously about, say, a low-account balance or a certain type of deposit and will inquire about those issues.

Customers want services that save time, make transactions easy and offer opportunities to avoid problems like overdraft charges, Moore said. New-generation automated voice systems do all that. “Technology is increasing the opportunities (for automated phone systems) to act like a human,” Moore said.

Customer security: We’ll take over now

Banks always have played a leading role in security, but they’re ready to do even more. That’s partly because most members people don’t manage passwords well — frequently using the same ones over and over and not changing them often. Consumers on average have 24 online accounts but use only six unique passwords, said Shaked Vax, a product strategist at IBM Security.

Banks sometimes require different layers of security to authenticate a user’s identity, such as physical or software “tokens” that a person utilizes to log into an account, or even biometrics. But they aren’t foolproof. Tokens can be stolen, and a database of biometric measures can get hacked. When that happens, biometrics can’t be used reliably. “You can’t replace your fingerprints,” Vax said.

So banks are developing an additional user-verification layer focused on each customer’s behavior. These profiles might, for example, track the computers or devices a person uses, the places he or she lives or conducts business and the types of typical transactions. “We can even learn from (a customer’s) key strokes or the way he moves a mouse,” Vax said.

Security concerns have risen to the point where banks don’t entirely trust customers to validate their own identities. Much of the work banks now are doing is behind the scenes, without customers acting on it or even knowing about it.

“Authentication is moving out of users’ hands,” said Vic Diaz, a cybersecurity expert at USAA Federal Savings Bank.

Reach the reporter at russ.wiles@arizonarepublic.com or 602-444-8616.

Read or Share this story: http://usat.ly/1pAsd1T

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Technology and conversations – Philippine Star

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Technology drives change and change increases the pace of our lives. To say that we are now living in a technology-driven environment is an understatement. In fact, we are now living in a highly-accelerated technology-driven environment.

Technology may come as natural as the air we breathe for the Millennials, but imagine the transition and the challenges it poses to people of more senior years. The transition from typewriters to word processors alone required many of the once-young people to struggle and adapt to the changes brought about by technology. Let me tell you this story.

An elderly couple had just learned how to send text messages on their cellphones. The wife was a romantic type, and the husband was more of a no-nonsense guy.

One afternoon the wife went out to meet a friend for coffee. She decided to send her husband a romantic text message, so she wrote: “If you are sleeping, send me your dreams. If you are laughing, send me your smile. If you are eating, send me a bite. If you are drinking, send me a sip. If you are crying, send me your tears. I love you.”

The husband texted back to her: “I’m using the bathroom. Please advise.”

In an era of high-technology, the need for high-touch is evident. Human relationships matter. Artificial intelligence and robotics are now being prepared to replace human companionship. You may think this is ludicrous, but I can assure you the road is being paved for the next generation to get there.

Business ( Article MRec ), pagematch: 1, sectionmatch: 1

In just five more years or probably less, the Generation Z people will be entering the work place. Generation X, or most of them, will  have retired and the Generation Y people will be old. I have discovered in my studies that many of those belonging to this generation will have difficulty with conversations.

Just think about it. The biggest challenge for businesses today is engagement. Disengagement today stems out of the inability of most Gen X leaders to connect and engage the digitally wired mindset of the Millennials.

But just wait till the Gen Z enter the market place and imagine how and what the new challenges will be.

Smart phones and devices have commanded the constant attention of Gen Z and many are scared to even converse with people. They are threatened.

Some kids say they would rather text, email, or post stuff. The fact is they cannot edit what they say during real time conversations and it makes them feel they are not in control.

Even today, many do not have the courage to have a confrontation and have chosen to break off relationships through text or email. My clients in the corporate world want me to address this issue involving the young.

They converse with each other through text, tweets or posts. They may just be sitting across each other,  yet they do not want to get up, go over and converse. They meet each other with their heads down and eyes glued on their smart phone screen and only once in a while glance at the face of the person they converse with, which is not a good thing at all.

These kids grow up with their parents rarely speaking and are fixated on texting and writing email, which is their primary mode of conversation. Their kids look up at their parents wanting to converse with them, but sadly see their parents looking down on their screens and paying them partial attention.

Gen Z will be people who grow up with their tablets instead of physical books in many schools, and screens always offer the temptation to divert focus and attention to other sites and functions. In this case, the temptation always wins.

Something as simple as conversation will be a challenge. While there is still time, put your phones down and converse with your kids. Make gadgets illegal during mealtime.

Leaders should encourage their people to converse with them. Redesign your pantries so that your people can enjoy talking with each other. Put a basket outside the meeting rooms and require all gadgets to be parked there before entering the meeting room. Hand out old-fashioned pens and paper for them to take down notes and scribble their insights so they go back and encode them again thereby reinforcing what they have discussed in the meeting.

Cultivate a culture of conversation and increase your business productivity while enriching the lives of your people and lowering attrition.  This is what leadership should be in this tech-savvy world.

Artificial intelligence, is very intelligent, but is still artificial. Robots will have faster processors, but they do not have heart and soul. You, your kids and your people do.

(Bring your leaders to the brand new Shangri-La Hotel at the Fort and experience two inspiring days of leadership training with Francis Kong on his highly acclaimed Level Up Leadership this May 25-26. For further information ​contact Rara at +639209530498, Success Options at 7270291​/ 7275692, or register online at http://ift.tt/1LxVzI1).

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